You are not at fault in a car accident that causes you total damages for injuries and lost employment in the amount of $550 000.If you have under insured motorist coverage and the other driver who is at fault has coverage for $500 000,what will you be able to claim?

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Quizplus · Accepted Answer

Since the other driver's insurance coverage is limited to $500 000, you can make a claim for the additional $50 000 under your under insured motorist coverage. Therefore, the other driver's insurance company will pay $500 000 and your own auto insurance company will pay $50 000. Your health coverage is not relevant in this situation as it only covers medical expenses, not lost employment or other damages.

You Are Not at Fault in a Car Accident That