If Alan is a beneficiary of his father's life insurance with Avuncular Life, he has the statutory right to enforce payment if his father dies and Avuncular refuses to pay on the grounds that Alan lacks privity of contract with it.

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As a named beneficiary of a life insurance policy, Alan has an insurable interest and the right to enforce payment from the insurance company, despite not being a party to the contract between his father and Avuncular Life.

If Alan Is a Beneficiary of His Father's Life Insurance