Virginia Borrowed Money from G & L Lending at 35

Virginia borrowed money from G & L Lending at 35% interest per year.The state maximum interest rate is 20% per year.Virginia defaulted on the loan.What amount can G & L collect from Virginia?

A) G & L will be able to collect the principal plus 20% interest per year.
B) G & L will be able to collect the principal but not any interest.
C) G & L will not be able to collect either the principal or interest.
D) Any one of these may be correct.The answer depends on the particular state law.