Under the provisions of Chapter 13 of the federal bankruptcy law, the debtor retains his or her property but agrees to pay back all or a portion of his or her debts on an interest free basis over a period spanning from ____________ years.

Question

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Chapter 13 bankruptcy allows debtors to keep their property and pay back their debts over a period of three to five years on an interest-free basis.

Under the Provisions of Chapter 13 of the Federal Bankruptcy