Rita,who recently moved to a new city,evaluates several insurance options from her new employer.Owing to her recent medical issues,she wants to choose her health care providers,even if seeing them costs more than seeing the providers in a specific insurance network.Which of the following health care plans is Rita most likely to find suitable for her needs?

Question

Quizplus · Accepted Answer

A preferred provider organization (PPO) allows participants to choose their health care providers, even if they are outside the plan's network. Although the cost may be higher for out-of-network care, Rita's medical issues may make it worth it for her to have that flexibility in choosing her providers. Managed care plans and health maintenance organizations typically require participants to see providers within a certain network, while employee wellness programs and flexible spending accounts are additional benefits that may be offered but do not provide insurance coverage.

Rita,who Recently Moved to a New City,evaluates Several Insurance Options