Which of the Following Is True Regarding the Assertion of Alice

Which of the following is true regarding the assertion of Alice that the insurer was not liable for accidents that were the fault of the insured?

A) Alice is correct because insurance on vehicles is meant to assist drivers who are involved in accidents through no fault of their own.
B) Alice is correct only if Prudence has had at least two previous accidents.
C) Alice is only correct if Prudence is still carried on a parent's insurance policy.
D) Alice is likely correct only because Prudence is a student with a student policy.
E) Alice is incorrect.