Kirsten Purchased a New Dining Room Table and China Cabinet

Kirsten purchased a new dining room table and china cabinet from Discount Furniture, which offered a one-year special with no interest or financing charges. When Kirsten makes her purchase, Discount Furniture checks her credit and seeks approval for her. Upon approval, Kirsten receives information informing her that she will make payments to Regional Finance Company. This arrangement is an example of

A) unsecured bank loan.
B) commercial paper.
C) factoring.
D) pledging accounts receivable.
E) selective financing.