A Bank Has a Positive Repricing Gap Using a Six-Month

A bank has a positive repricing gap using a six-month maturity bucket. Which one of the following statements is most correct?

A) If all interest rates are projected to increase,to limit a profit decline when this occurs,the bank could encourage its retail loan customers to switch from one-year adjustable rate loans to Fed funds loans.
B) If all interest rates are projected to decrease,to limit a profit decline when this occurs,the bank could encourage its retail loan customers to switch from one-month reset floating rate loans to three-year fixed-rate loans at current rates.
C) If all interest rates are projected to decrease,to limit a profit decline when this occurs,the bank could encourage its retail loan customers to switch from fixed-rate mortgages to adjustable rate mortgages.
D) If all interest rates are projected to increase,to limit a profit decline when this occurs,the bank could encourage its retail loan customers to switch from three-year to five-year auto loans.
E) If all interest rates are projected to decrease,to limit a profit decline when this occurs,the bank could encourage its retail loan customers to switch from their bank to another bank.