The lower the interest expense ratio,the provision for loan loss ratio,the noninterest expense ratio,and the tax ratio the ________ the ________.

Name: The lower the interest expense ratio,the provision for loan loss ratio,the noninterest expense ratio,and the tax ratio the ________ the ________.
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The lower these ratios are, the higher the Profit Margin (PM) because it indicates that the bank is operating more efficiently, with lower costs relative to its income.

The Lower the Interest Expense Ratio,the Provision for Loan Loss