Banks differ from other types of depository institutions in that
I. banks have more diversified asset portfolios.
II. banks obtain funds from more different types of sources.
III. the average size bank is larger than other depository institutions.

Question

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I. Banks have more diversified asset portfolios as compared to other types of depository institutions like credit unions or thrift institutions. Banks invest in a variety of assets like loans, securities, and other financial instruments, whereas credit unions and thrift institutions typically focus more on loans.
II. Banks obtain funds from more different types of sources as compared to other depository institutions. Banks can raise funds from deposits, loans, issuing bonds or commercial paper, and other sources, whereas credit unions and thrift institutions typically rely more on member deposits and loans.
III. The average size of a bank is larger than other depository institutions. Banks are generally larger in terms of assets and deposits as compared to credit unions or thrift institutions, which are typically smaller and more localized.

Banks Differ from Other Types of Depository Institutions in That