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Insurance Industry Guarantee Funds Do Not Eliminate Runs on Insurers

Question 25

Multiple Choice

Insurance industry guarantee funds do not eliminate runs on insurers because
I. the funds are not backed by the federal government.
II. the funds lack permanent reserves to back policies.
III. the funds have low maximum annual contribution amounts that limit insurers' liability.


A) I only
B) II only
C) III only
D) I and III only
E) I,II,and III

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