A Married Couple Each Has an IRA and Deposits at a Bank

A married couple each has an IRA and deposits at a bank. The couple also has one child. If they had the money, what is the total amount of their accounts that could be insured at one bank?

A) $250,000
B) $750,000
C) $1,250,000
D) $1,500,000
E) $2,000,000 $750,000 for a couple (two separate accounts and one joint account) , $250,000 child's account held in trust by parents, and $250,000 for each IRA for a total of $1,500,000.