If the Typical Bank of This Type Has an Overhead

If the typical bank of this type has an overhead efficiency ratio of 0.65, then this particular bank ___________________ than the typical bank, ceteris paribus.

A) is doing a poorer job generating profitable off-balance-sheet activities
B) is doing a better job time managing noninterest income and expenses
C) is paying higher taxes
D) has fewer loan losses
E) none of the above Overhead efficiency ratio = 78/112 = 69.64%