Martin Was Injured in a Fall While Visiting Adam's Home

Martin was injured in a fall while visiting Adam's home when Adam negligently failed to clear snow and ice from his walkway. Both Martin and Adam carry liability coverage.

A) Adam may claim under his policy for amounts he will have to pay to Martin to compensate for his injuries.
B) Martin may claim indemnity for loss due to his injuries under his own policy of insurance.
C) Martin's insurer may take legal action against Adam for damages on Martin's behalf.
D) Martin's insurance premiums are likely to rise.
E) None of the responses are correct.