George, a former intravenous drug user, was worried about his future health. To him it was easier to live in doubt as to whether he had contracted the AIDS virus than face the fact if the test was positive, so he never obtained a blood test. He applied for life insurance and answered the general questions truthfully, adding the phrase "as far as I know." Should his past later come to light, the insurance company could refuse to honour the policy.

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The Answer of George, a former intravenous drug user, was worried about his future health. To him it was easier to live in doubt as to whether he had contracted the AIDS virus than face the fact if the test was positive, so he never obtained a blood test. He applied for life insurance and answered the general questions truthfully, adding the phrase "as far as I know." Should his past later come to light, the insurance company could refuse to honour the policy.

George, a Former Intravenous Drug User, Was Worried About His