Which of the following is the most important factor in a nurse deciding whether or not to carry malpractice insurance?

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It would be important to know the time frames of the employer's malpractice coverage.In other words,is the nurse only covered during the times he or she is working within the institution? It would be important to know the individual liability.For example,if sued,what financial responsibility would the nurse have? The nurse should be aware of Good Samaritan laws,but this would not be sufficient coverage for most nursing practice.Therefore it is not the most importance factor in determining whether to purchase private malpractice insurance.The amount of malpractice insurance provided by the employer is not the most important factor in deciding whether to carry private insurance.Generally,the employer's malpractice insurance coverage is much greater than private insurance coverage.The area of nursing in which the nurse is employed is not the most important factor in deciding whether or not to carry malpractice insurance.Lawsuits can occur anywhere.

Which of the Following Is the Most Important Factor in a Nurse