Huey Signs a Promissory Note in Reliance on Ian's Assurance

Huey signs a promissory note in reliance on Ian's assurance that it is not a note.Ian negotiates the note to Jinx Collection Agency,which is a holder in due course (HDC) of the note.When Jinx tries to collect,Huey refuses to pay.Under the HDC doctrine,the loss falls on

A) Huey only.
B) Huey and Jinx equally.
C) Huey or Jinx,depending on which party can afford the loss.
D) Jinx only.