Bob writes a check on his account at County Bank to Darby,a fa?mous singer.The person claiming to be Darby is an imposter,however,named Etta.Etta indorses the check to Felipe,for whom County Bank cashes it.Ultimately,the loss will most likely fall on

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As Bob wrote the check, it is ultimately his responsibility to ensure that it is going to the correct recipient. Since he did not exercise due diligence in verifying the identity of the person claiming to be Darby, he is likely to be held responsible for the loss. County Bank is also not at fault, as they followed proper procedure in cashing the check. Felipe may be held responsible for accepting a check from someone who was not the intended recipient, but the primary responsibility lies with Bob. Darby is not responsible as they were not involved in the transaction.

Bob Writes a Check on His Account at County Bank