Discrimination in the lending institutions includes all of the following EXCEPT:

Question

Quizplus · Accepted Answer

Denying loans based on a person's credit history or income is a legitimate practice in lending, as these factors directly relate to the borrower's ability to repay the loan. Discrimination based on race or the racial composition of a neighborhood (redlining), differences in treatment during the loan application process, and decisions on where to place offices that could systematically disadvantage certain racial groups are considered discriminatory practices.

Discrimination in the Lending Institutions Includes All of the Following