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Under the Fair Credit Billing Act (FCBA), _____

Question 33

Multiple Choice

Under the Fair Credit Billing Act (FCBA) , _____.


A) a card issuer may report a cardholder's delinquency to a credit reporting agency at any time deemed reasonable by it
B) a card issuer must inform the cardholder of the reporting agency to which the issuer sends its reports
C) the seller cannot offer discounts if the buyer pays cash for a purchase rather than using a credit card
D) the consumer has the right to have a credit report withheld from anyone not having a legitimate business need for the information

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