Manjur and Fatima Are Both 63 Years Old and Have

Manjur and Fatima are both 63 years old and have a flourishing business. They decide to purchase a beach house and seek a 15-year mortgage. In this scenario, the lender _____.

A) may deny them credit based on their age and possibility of loss of income at retirement
B) cannot deny them credit based on the Equal Credit Opportunity Act
C) may deny them credit based on the Equal Credit Opportunity Act because their application, when compared to more youthful applicants, is not "equal"
D) can grant them credit only for 5 years as the Equal Credit Opportunity Act applies only for 5-year transactions