Homeowners' Insurance Policies

Homeowners' insurance policies:

A) often provide coverage under their comprehensive and collision sections for car damages resulting from vandalism.
B) insure both the insured's dwelling and the personal property located on the real property.
C) do not cover personal property that was temporarily removed from the dwelling at the time it was damaged.
D) do not allow property owners to purchase specialized policies to make up for gaps in a standard insurance contract.