Malpractice Insurance Is Similar to Business Liability Coverage in That

Malpractice insurance is similar to business liability coverage in that it:

A) requires the insured to insure the property to a specified percentage of its fair market value in order to fully recover the value of partial losses.
B) provides an alternative to prohibitively expensive individual health care insurance policies.
C) provides protection for professionals whose negligent professional conduct causes injuries to third persons.
D) requires the insured to pay up to a certain amount each year before the insurer's payment obligation begins.