For the purposes of vicarious liability and authority to contract,an insurance broker can still be considered an agent of the insurer when it appears to the insured that the broker represents the insurance company.

Question

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An insurance broker can still be considered an agent of the insurer if they appear to represent the insurance company to the insured. This is known as apparent or ostensible authority, and the insurer can be held vicariously liable for the broker's actions.

For the Purposes of Vicarious Liability and Authority to Contract,an