Paco Signs an Instrument Payable in Installments to the Order

Paco signs an instrument payable in installments to the order of Quik Cash,Inc. ,that allows a holder to demand payment of the entire amount due,with inter?est,if Paco fails to make a payment.This instrument is

A) negotiable.
B) nonnegotiable,because a holder can move up the payment date.
C) nonnegotiable,because moving up the payment date is conditional.
D) nonnegotiable,because the exact payment date cannot be deter?mined from the face of the instrument.