Francois,who Is Not a Giant Bank Customer,attempts to Cash a Check

Francois,who is not a Giant Bank customer,attempts to cash a check drawn on the bank,but the bank refuses to cash the check.The check is considered dishonored if its payment is postponed or refused because Francois

A) did not present the check for payment on time.
B) presented the check after the bank's established cutoff hour.
C) refused to give reasonable identification.
D) would not sign a receipt for the payment on the check.