Article Summary The European Union (EU)has Initiated a Program Called the Bank

Article Summary
The European Union (EU) has initiated a program called the Bank Recovery and Resolution Directive (BRRD) ,which is designed to protect taxpayers from bailing out banks during a banking crisis,and eleven EU countries are currently under pressure to adopt these new rules or face legal action.Under the rules,the burden of bailing out troubled banks is being placed on bank creditors,shareholders,and possibly depositors,with governments,and therefore taxpayers,no longer being saddled with this liability.The process is being referred to as a "bail-in," with the legislation advocated by the Bank of England,the European Central Bank,and the Federal Reserve.
-Refer to the Article Summary.In 2015,the European Union initiated the BRRD program,where the burden of bailing out troubled banks is being placed on bank creditors,shareholders,and possibly depositors.If this program were to confiscate funds from bank deposits to assist troubled banks,the possibility of a bank run,a situation in which ________,would likely increase.

A) a majority of the shareholders in a bank decide to sell off all their shares of stock.
B) many depositors simultaneously decide to withdraw money from a bank.
C) a majority of the bank's loans go into default all at once.
D) a bank stops paying interest on all of its interest-bearing accounts.