Which Statement Based on Textbook Discussion Is True About Debit

Which statement based on textbook discussion is true about debit or credit cards?

A) A debit card draws against either an account the user has with a financial institution or a prior payment of money made to the card issuer.
B) credit card transactions provide the greater profit to financial institutions.
C) debit cards provide greater protection as a matter of law to the consumer.
D) debit and credit cards are treated identically by the law.