Pooling money is more highly favored by married couples than cohabiting couples, probably because married couples feel more:

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Married couples have made a legally binding commitment to each other and may feel a greater sense of permanence in the relationship, which may make them more likely to pool their finances. Cohabiting couples may be more hesitant to fully blend their finances as they may not feel as permanent in the relationship.

Pooling Money Is More Highly Favored by Married Couples Than