Which of the Following Are Problems with the Actuarial Approach

Which of the following are problems with the actuarial approach?

A) Many of the equations and algorithms found in the literature do not generalize to practice settings.
B) Those who endorse it argue that there is no substitute for the clinician's experience and personal judgment in coming to decisions.
C) There is often more than one approach to choose from, yielding different results.
D) Actuarial decisions are often affected by subjective influences upon decision-making.
E) The clinical approach is more efficient in making predictions in a variety of situations.