What Is the Chemical Basis for Water's Role as the Universal

What is the chemical basis for water's role as the universal solvent?

A) Because water is polar, it disrupts most covalent bonds.
B) Because water is polar, it disrupts hydrogen bonds.
C) Because water is polar, it disrupts ionic bonds.
D) Because water is polar, it disrupts both covalent and hydrogen bonds.
E) Because water is polar, it disrupts both hydrogen and ionic bonds.