Tahmineh Was Very Upset to Find Herself Short of Cash

Tahmineh was very upset to find herself short of cash, after her roommate had moved out without paying her share of the month's expenses. Tahmineh had no choice but to borrow money from QuickMoney Loans. Without getting legal advice, she signed a contract in which she agreed to pay back the money along with interest. The interest clause provided that interest was to be calculated at the rate of 2 percent per month. Tahmineh failed to pay back all of the funds and QuickMoney Loans sued her. What argument might she successfully raise to limit the amount of her obligation?

A) Because the actual interest rate was over 1 percent per month, the interest provision was contrary to the Criminal Code.
B) Because Tahmineh did not receive independent legal advice, the loan agreement is void.
C) Because Tahmineh was upset over her roommate moving out, she lacked capacity to agree to the terms of the contract.
D) It is unlawful to charge interest to a person in a vulnerable state.
E) The Interest Act provides that in any contract where interest is payable, interest must be stated as an annual rate.