A 42-Year-Old Single Taxpayer Earning a Salary of $130,000 a Year

A 42-year-old single taxpayer earning a salary of $130,000 a year can make which of the following IRA contributions if he is not covered by a plan at work?

A) $5,500 to either a traditional IRA, a Roth IRA, or a nondeductible IRA
B) $4,500 to either a traditional IRA, a Roth IRA, or a nondeductible IRA
C) $5,500 to a Roth IRA only
D) $5,500 to either a traditional IRA or a nondeductible IRA, but no contribution is allowed to a Roth IRA