Jenny Has Two Investments

Jenny has two investments. The first is a trust fund that was setup 18 years ago when she was born with a lump sum deposit of $25,000 earning 4.8% interest compounded annually. The second investment is a fund setup two years ago that Jenny contributes $800 per quarter. This fund earns 3.1% compounded semi-annually. Determine Jenny's total investment value 20 years from now.

A) $266,665.73
B) $296,665.73
C) $302,665.73
D) $366,665.73
E) $396,665.76