The Fair Credit Reporting Act gives consumers a right to have corrected copies of their credit reports sent to creditors.

Question

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The Fair Credit Reporting Act (FCRA) gives consumers the right to request and receive a free copy of their credit report from each of the three nationwide credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. If a consumer finds errors on their credit report, they have the right to dispute the inaccuracies with the credit reporting agency and have corrected copies of their credit reports sent to creditors.

The Fair Credit Reporting Act Gives Consumers a Right to Have