Deck 10: Government Health Insurance Programs: Medicaid, Chip, and Medicare

Question 1

Which of the following was the main force behind early efforts for national healthcare reform?

A) Socialist party
B) Progressive party
C) American Medical Association
D) American Association for Labor Legislation

Answer 1

D

Question 2

Those who argued against the individual mandate contend that the __________ clause in the U.S. Constitution does not permit Congress to require an individual to purchase a service or good such as health insurance.

A) Commerce
B) Exceptions
C) Spending
D) Property

Answer 2

A

Question 3

Healthy individuals who choose not to purchase health insurance but then later need health care and will likely receive some care even though they are uninsured are referred to as:

A) indigent patients.
B) free riders.
C) medically needy.
D) special exemptions.

Answer 3

B

Question 4

All qualified health plans that participate in an exchange, as well as individual and small-group plans outside of the exchanges, must offer a standard benefit package known as:

A) minimum health benefits.
B) standard health benefits.
C) essential health benefits.
D) required health benefits.

Question 5

What action has the Trump Administration taken to alter the Affordable Care Act?

A) Reduce open enrollment periods
B) Eliminate cost-sharing reductions to insurers
C) Extend short-term limited-duration plans from 3 months to 1 year
D) All of these are correct.

Question 6

The twin concepts of entrepreneurialism and individualism have had a real impact on health policy decisions.

Question 7

The fundamental barrier to universal coverage is that our success in insuring most of the nation's population has crowded out our political capacity to insure the rest.

Question 8

Employers, healthcare providers, and insurers have, in general, remained strong opponents of national healthcare reform over the years, whereas unions have supported national reform efforts.

Question 9

The Affordable Care Act (ACA) is most notable for the transformations it makes to health __________ rather than for structural reforms made to the delivery system.

Question 10

The individual mandate was upheld by the Supreme Court as a valid exercise of congressional __________ power.

Question 11

In the healthcare insurance exchange, __________ plans are the most popular among people enrolling in the marketplace.

Question 12

Which of the following is considered to be the most monumental piece of U.S. federal health policy enacted in nearly 50 years?

A) Health Insurance Portability and Accountability Act
B) Patient Protection and Affordable Care Act
C) Emergency Medicine and Active Labor Act
D) Social Security Act

Question 13

Which piece of legislation is a federal law that regulates welfare benefit programs including health plans operated by private employers?

A) Health Insurance Portability and Accountability Act
B) Patient Protection and Affordable Care Act
C) Emergency Medicine and Active Labor Act
D) Employee Retirement Income Security Act

Question 14

In the U.S. Senate and in most cases, how many votes are needed to break a filibuster?

A) 51 out of 100
B) 60 out of 100
C) 67 out of 100
D) 75 out of 100

Question 15

Which of the following was the first U.S. political party to support health insurance in 1904?

A) Republican party
B) Democratic party
C) Socialist party
D) Progressive party

Question 16

The Clinton administration plan, dubbed the Affordable Care Act, was designed to create national health insurance without spending new federal funds or shifting coverage from private to public insurance.

Question 17

Although President Roosevelt established a National Health Conference to discuss the recommendation for national health insurance, he never fully supported the medical care committee's proposal.

Question 18

In addition to the premium tax credits and cost-sharing subsidies, the Affordable Care Act limits the overall amount of out-of-pocket costs paid by individuals with incomes up to 200% of the poverty level.

Question 19

An insurance plan is considered affordable if the plan has an actuarial value of at least 60% or if the premiums do not cost more than 9.5% of an employee's income.

Question 20

According to the Affordable Care Act, individual and group plans are permitted to place annual dollar limits on coverage.

Question 21

According to the Affordable Care Act, employers may offer rewards that reduce the cost of coverage to employees for participating in a wellness plan.