Deck 7: Making Good Academic, Career, and Financial Decisions

Question 1

It is best to________________before making a decision.

A) Fully investigate one option
B) Compare and contrast two options
C) Consider many possible option
D) Rely on your instinct

Answer 1

C

Question 2

When is the best time to assess whether your choice was a good one?

A) Immediately after taking action
B) It depends on the nature of the decision
C) Before others provide you feedback
D) At least one week after the decision was made

Answer 2

B

Question 3

Which of the following are typically required by all students?

A) General education
B) Major courses
C) Electives
D) All of these are typically required

Answer 3

D

Question 4

When is the best time to evaluate options?

A) During the first step of decision making.
B) As you identify options.
C) After you've explored and identified many options.
D) When your best friend is available to assist you.

Question 5

David does his homework because "you are supposed to do your homework". What stage of moral development best captures David?

A) Preconventional
B) Conventional
C) Postconventional
D) None of these are accurate

Question 6

All of the following EXCEPT____ is connected to having a liberal arts education.

A) Increased lifelong learning
B) Overall well-being is improved
C) Increased intercultural effectiveness
D) Increased likelihood of technical skills

Question 7

Ryan is scheduled to take a synchronous online class. Which of the following is most likely true?

A) He will have to be online at certain days and times
B) His professor will want him to be online during the day
C) He can sign into the course whenever it fits his schedule
D) He can sign into the course whenever he would like as long as he meets deadlines

Question 8

Which theorist is associated with moral development?

A) Kohlberg
B) Ellis
C) Skinner
D) Bandura

Question 9

In an asynchronous online courses, you will be expected to:

A) Participate in live chats
B) Sign in on a certain day and time
C) Participate when it fits your schedule as long as you meet deadlines
D) Sign into the course at least 3 times per day

Question 10

Asking yourself "What do I need to know in order to make this decision is step__ in the decision making process.

A) 1
B) 2
C) 3
D) 4

Question 11

During the postconventional stage of development, what factor is most likely to influence our choices?

A) Our perception of whether others would approve
B) Whether or not punishment is likely
C) Potential consequences of actions
D) All of these statement are true

Question 12

Although Tom knows it is not appropriate to run a red light, he decides to do so (after looking both ways) because he wants to see his grandmother before she dies. What stage best captures Tom?

A) Preconventional
B) Conventional
C) Postconventional
D) None of these are accurate

Question 13

Goals and decisions are related because:

A) Your goals should guide you as you make decisions.
B) Keeping your goals front and center will help you make effective decisions that match what you hope to accomplish.
C) Making a decision without consideration of your goals may prohibit you from achieving your goals.
D) All of these statements are accurate.

Question 14

The _________value places a higher value on group versus individual needs.

A) Individualistic
B) Collectivist
C) Inter-group dynamics
D) Intra-group dynamics

Question 15

The _________value places a higher value on the individual versus the group.

A) Individualistic
B) Collectivist
C) Private entities
D) Public entities

Question 16

Most decisions we make do not have a right or wrong answer because:

A) There are typically several good options that need to be considered.
B) Decisions are personal and need to be consistent with an individual's goals.
C) Personal, family and cultural values play an important role in decision making.
D) All of these statements are true.

Question 17

Which stage of moral development is characterized by wanting to avoid punishment?

A) Preconventional
B) Conventional
C) Postconventional
D) None of these are accurate

Question 18

The last step in the decision making process is to:

A) Decide
B) Take action
C) Assess whether your choice supported your goal and was effective.
D) None of these are the last step.

Question 19

The decision making model involves:

A) Six steps that includes identifying goals, gather information, exploring options, evaluating options, deciding and taking action and assessing the choice.
B) Making a decision based on your gut reaction.
C) Always consulting with parents or friends about decisions.
D) Ten carefully designed steps that you can complete in one day.

Question 20

What are the three stages of moral development?

A) Considering self, considering others, considering context
B) Preoperational, Concrete operational, formal operational
C) Preconventional, conventional, postconventional
D) Gathering information, Brainstorming, deciding

Question 21

The difference between service learning and volunteering is:

A) Volunteering is usually more hours
B) Volunteering is optional and service learning is not
C) Service learning is connected to learning outcomes
D) All of these statements are true

Question 22

If you want to earn college credit while also exploring a career field, you should seek out:

A) A volunteer opportunity
B) A leadership position on campus
C) An internship
D) A faculty mentor

Question 23

Service learning projects are connected to:

A) Course learning outcomes
B) Interest areas
C) City resources
D) All of these are true

Question 24

Which of the following statements about career decision making is true?

A) Values and knowing what is important to you is a driving force in career decision making.
B) It is much more important to consider interests rather than values when making a career decision.
C) Gathering information about various careers is more important than exploring personal values, interests, and skills.
D) All of these statements are true.

Question 25

Which of the following is true about online conversations?

A) They are often more in depth than conversations in a traditional classroom environment
B) It is less time-consuming to participate in an online conversation.
C) Online conversations tend to be less helpful than in person conversations
D) All of these statements are true

Question 26

One of the biggest mistakes students make with online courses is:

A) They don't make sure they have a friend in the class
B) They think it will be less work and less time consuming
C) They don't buy the book
D) All of these are true

Question 27

More self-disclosure is more likely in:

A) Face to face classes
B) Larger classes
C) Online classes
D) Smaller classes

Question 28

Increased civic engagement is associated with:

A) Higher grades
B) Service learning
C) Job experiences
D) None of these are accurate

Question 29

One of the most widely used tools in an online environment is _______.

A) Live lecture
B) Chat
C) Discussion board
D) Reflection assignments

Question 30

What is the best predictor of success in online coursework?

A) Technology skills
B) Self-discipline
C) Intelligence
D) All of these are equally important

Question 31

According to research, which of the following is true?

A) Online classes are generally more effective than in person classes
B) Hybrid classes have the best outcome
C) While online classes are popular, they are not effective
D) None of these statements are true

Question 32

All of the following EXCEPT____ are benefits of studying abroad.

A) Completing your degree more quickly
B) Learning another language
C) Being more open-minded
D) Increased independence

Question 33

If Joe wants to take an online course that doesn't require him to be online on any certain day or at any certain time, he should be sure it is ______.

A) An asynchronous course
B) A synchronous course
C) A general education requirement
D) None of these are accurate.

Question 34

Which of the following statements about career choice is true?

A) It is very important that students make a career choice before they enter college.
B) It is best for college students to actively explore career options, especially during the first year, before making a commitment to a career choice
C) Since the job market is so unstable, it is not important to make a career decision until your senior year.
D) Students really need to make a career decision by the end of their first semester.

Question 35

Critical thinking is most likely to occur:

A) In an online environment
B) In Face to Face classes
C) In large class settings
D) In small class settings

Question 36

If you are focusing on whether a career will allow you to make a difference in the world, you are focusing on your:

A) Values
B) Interests
C) Personality
D) Abilities

Question 37

Which of the following is NOT connected to successfully completing online coursework?

A) Prior experience with online coursework
B) High internal locus of control
C) Good time management skills
D) Having a major in the liberal arts

Question 38

By participating in an internship, you will likely learn:

A) Technical but not transferable skills
B) Transferable but not technical skills
C) Technical and career skills
D) Technical and transferable skills

Question 39

Studying abroad is best defined as:

A) Going to learn in another country
B) Taking a semester off to have an international experience
C) Vacationing in another country
D) Travelling within your own country

Question 40

Having a more realistic expectation of what success looks like in the workplace has been associated with:

A) Internships
B) Volunteering
C) Club involvement
D) Honors society status

Question 41

Which of the following is not one of the "big five" personality factors?

A) Openness
B) Agreeableness
C) Temperament
D) Neuroticism

Question 42

A person with a high score in ________ would be the least likely to prefer a career with lots of structure, repetition, and limited independence.

A) Realistic
B) Artistic
C) Conventional
D) Investigative

Question 43

According to Holland's Career Theory:

A) Individuals will most likely enter a career because of happenstance.
B) Individuals who find a working environment that matches their personal interests will likely be satisfied with their career choice.
C) People who are high in the realistic category will be most satisfied in a position where there is a lot of opportunity for social interactions.
D) All of these are true.

Question 44

Which two skills are most highly valued by employers?

A) Timeliness and integrity
B) Integrity and communication
C) Listening skills and responsibility
D) Timeliness and communication

Question 45

A business manager is most likely high in which of Holland's interest areas?

A) Realistic
B) Enterprising
C) Social
D) Artistic

Question 46

Which of the following is not one of the "big five" personality factors?

A) Openness
B) Agreeableness
C) Intuition
D) Neuroticism

Question 47

A pilot would most likely score high in which Holland category?

A) Realistic
B) Investigative
C) Conventional
D) Social

Question 48

Gardner's Multiple Intelligence Theory provides a more global view of intelligence emphasizing the:

A) Belief that intelligence can include strengths in multiple areas like your ability to use your body, musical skills and interpersonal skills.
B) Belief that verbal skills are the most important ones.
C) Belief that verbal and math skills are the most important ones.
D) Belief that current intelligence tests do a very good job at assessing multiple intelligences.

Question 49

Being able to communicate with others would be an example of a:

A) Technical skill
B) Career skill
C) Transferable skill
D) None of these are accurate

Question 50

A politician would most likely score high in which Holland category?

A) Artistic
B) Investigative
C) Social
D) Enterprising

Question 51

Someone who is good as self-reflecting would be high in_____ according to Gardner's theory.

A) Visual/spatial
B) Verbal/linguistic
C) Interpersonal
D) Intrapersonal

Question 52

Someone who prefers a planned, well-organized way of living would probably score high on:

A) Judgment
B) Sensing
C) Intuition
D) Perceiving

Question 53

Someone who prefers to focus on what might be rather than what currently exists would likely score high on:

A) Judgment
B) Sensing
C) Intuition
D) Perceiving

Question 54

Knowing how to write a lesson plan would be considered a:

A) Technical skill
B) Soft skill
C) Transferable skill
D) Integrity skill

Question 55

Career values are:

A) Very consistent across time
B) Can change based on life circumstances
C) Are less important than interests
D) The only self-assessment factor in career decision making

Question 56

According to ________, you are most likely to be happy if you your career tasks match your interests.

A) Bandura
B) Holland
C) Krumboltz
D) Kohlberg

Question 57

Holland is associated with the _____ theory.

A) Person-environment fit
B) Happenstance theory
C) Self-determination theory
D) Hierarchy of needs

Question 58

Which theorists are associated with the Big Five Personality?

A) McCrae and Costa
B) Gardner and Sternberg
C) Skinner and Watson
D) Kohlberg and Maslow

Question 59

Someone who is responsible is most likely high on:

A) Openness
B) Agreeableness
C) Extraversion
D) Conscientiousness

Question 60

What is NOT assessed on the Myers-Briggs Personality Assessment?

A) Extraversion
B) Thinking
C) Judgment
D) Kinesthetic

Question 61

Which of the following would be considered a very good credit score?

A) 500
B) 550
C) 600
D) 700

Question 62

Job outlook refers to:

A) Attitude toward this career currently
B) Future job openings
C) Basic requirements
D) All of these are accurate

Question 63

Which of the following statements is true?

A) Employers are using social media during the hiring process at lower rates than in the past
B) Privacy laws prohibit employers from reviewing social media sites
C) Employers can monitor social media actions even after employment
D) It is extremely rare for social media to play a role in hiring decisions

Question 64

Your credit score can impact:

A) Eligibility for loans
B) Interest rates
C) Reward options
D) All of these are accurate

Question 65

Which of the following is a great way to find out about a career and network at the same time?

A) Using the Occupational Outlook Handbook
B) Conducting an Information Interview
C) Participating in a Values Auction
D) All of these are great ways to explore careers and network simultaneously.

Question 66

According to the Happenstance Theory,:

A) Talking to others and actively exploring your interests is the most important step to career decision making.
B) Most students make a career decision based upon what their parents think that they should do.
C) Taking a career interest inventory is the best approach to making a career decision.
D) Careers are based on luck so no action is needed.

Question 67

If you have to start paying interest immediately on a student loan, you probably have a ____ loan.

A) Subsidized
B) Unsubsidized
C) Fixed
D) Variable

Question 68

What was the most common reason for employers not hiring someone based on their social media presence?

A) A lack of social media presence
B) Over-involvement with children
C) Posting too frequently
D) Inappropriate pictures

Question 69

According to the research conducted by Bohnert and Ross (2010), social networking sites like Facebook may impact:

A) Employment
B) Social relationships
C) Study time
D) Career decision making

Question 70

What factor matters the most in determining your credit score?

A) Payment history
B) Length of credit history
C) Type of credit
D) All of these are equally important

Question 71

An informational interview is an opportunity for you to:

A) Learn about a career from a personal perspective
B) Gather national data on a career
C) Try to get a job in the field now
D) All of these are accurate statements

Question 72

A ______ loan will likely have a lower interest rate at first, but can go up or down.

A) Subsidized
B) Unsubsidized
C) Fixed
D) Variable

Question 73

Which type of loan is the best if it is available to you?

A) A subsidized loan because interest doesn't accrue while you are a student.
B) A subsidized loan because interest starts to accrue as soon as you take out the loan.
C) An unsubsidized loan because interest doesn't accrue while you are a student.
D) An unsubsidized loan because interest starts to accrue as soon as you take out the loan.

Question 74

Which theorist is associated with Happenstance theory?

A) Holland
B) Kohlberg
C) Krumboltz
D) Skinner

Question 75

________ are often great resources for general career information.

A) Peer reviewed journal articles
B) Newspapers
C) Websites
D) All of these are valuable resources.

Question 76

According to the Institute for College Access and Success (2013), 7 out of 10 college graduates have an average student loan debt of approximately _____.

A) $10,000
B) $20,000
C) $30,000
D) $40,000

Question 77

Krumboltz, a social learning psychologist, believes most people enter careers based on:

A) Interests
B) Values
C) Happenstance
D) Ability

Question 78

According to Grasz (2009), what percentage of employers used social media sites during the hiring process?

A) 10%
B) 20%
C) 45%
D) 65%

Question 79

Informational interviews serve many positive functions for college students including:

A) Allowing students to have a personal conversation with someone in their perspective field.
B) A means of gathering real life and in-depth information about a career field.
C) Allowing students to begin to build career connections and networks.
D) All of these are true.

Question 80

Which of the following is true about salaries?

A) They are pretty consistent
B) Salaries can vary significantly across different demographic areas
C) Salaries only vary slightly
D) Salary information is not usually publicized