Mandy Calls a Local Newspaper and Pretends to Be a Neighbor

Mandy calls a local newspaper and pretends to be a neighbor who is away for the winter. She obtains account history and orders the newspaper for six months. Has Mandy committed a fraud? If yes, under which act?

A) No, the newspaper has not yet been delivered or paid.
B) Yes, she is in violation of the Gramm-Leach-Bliley Act of 1999.
C) No, as the neighbor has not served any written notice to keep the information private.
D) Yes, she is in violation of Fair and Accurate Credit Transactions Act of 2003.