Question 1

The Federal Unemployment Tax Act ensures that employees who lose their jobs can continue receiving medical, dental, or optical benefits for themselves and their dependents under the employer's policy.

Accepted Answer

The Federal Unemployment Tax Act (FUTA) does not address medical, dental, or optical benefits. These benefits may be provided through other federal laws such as the Consolidated Omnibus Budget Reconciliation Act (COBRA) or through an employer's own policies. FUTA is a federal law that requires employers to pay a tax on wages paid to employees in order to fund the unemployment insurance system.

Question 2

Workers' compensation laws are laws that provide financial compensation to .

Accepted Answer

Workers' compensation laws provide financial compensation to covered employees of a covered employer or their dependents when they are injured on the job.

Question 3

How many days do employees have to decide whether or not to maintain coverage of medical, dental, or optical benefits under the Consolidated Omnibus Budget Reconciliation Act?

Accepted Answer

According to the Consolidated Omnibus Budget Reconciliation Act (COBRA), employees have 60 days after their coverage would ordinarily terminate to decide whether or not to maintain coverage of medical, dental, or optical benefits.

Question 4

Describe the Consolidated Omnibus Budget Reconciliation Act of 1985

Accepted Answer

The answer of Describe the Consolidated Omnibus Budget Reconciliation Act...

Question 5

What consequence does an employer who does not comply with the Consolidated Omnibus Budget Reconciliation Act face?

Accepted Answer

Employers who fail to comply with COBRA may face a penalty of 10 percent of the annual cost of the group plan or $500,000, whichever is less.

Question 6

Why is workers' compensation said to be "no fault"?

Accepted Answer

The answer of Why is workers' compensation said to be...

Question 7

Workers' compensation is said to be "no fault" because recovery does not depend on showing that the injury was caused by the negligence of the employee.

Accepted Answer

The answer of Workers' compensation is said to be "no...

Question 8

Which of the following events occurs if an employer contests the amount or validity of a claim?

Accepted Answer

The answer of Which of the following events occurs if...

Question 9

To recover workers' compensation benefits, an injured party must demonstrate that she or he is an employee as opposed to being an independent contractor.

Accepted Answer

To qualify for workers' compensation benefits, the injured party must be an employee, not an independent contractor.

Question 10

Mark, an accountant, was found guilty of embezzlement and was fired from his job. He had been receiving medical, dental, and optical benefits from his employer. On his termination, his employer refused to continue granting him these benefits. Which of the following courses of action can Mark take under the Consolidated Omnibus Budget Reconciliation Act of 1985?

Accepted Answer

The answer of Mark, an accountant, was found guilty of...

Question 11

Brooke Industries, a famous chain of hotels, decides to set up a new hotel in Detroit. It outsources the construction to Antonio, a local contractor. Antonio has to take a left turn across a busy thoroughfare to enter the parking lot of the site. One day, on his way to work, Antonio has an accident at the busy thoroughfare. Which of the following courses of action are open to Antonio in the context of workers' compensation laws?

Accepted Answer

The answer of Brooke Industries, a famous chain of hotels,...

Question 12

Betty is required to leave the company premises in order to run an errand for her employer. She has an accident on the way and is injured. In this scenario, which of the following statements is true under workers' compensation laws?

Accepted Answer

Workers' compensation would cover Betty for injuries sustained during the course of running the errand, even if she is not on the company premises at the time of the accident. The coverage extends to employees while they are performing duties for their employer, regardless of location or time. This is known as the "course and scope of employment" rule. However, if the injury was caused by Betty's own negligence or violation of company policy, it may not be covered under workers' compensation.

Question 13

An agency responsible for paying workers' compensation claims verifies a claim if an employer does not contest the claim through .

Accepted Answer

A claims examiner is typically responsible for verifying workers' compensation claims if the employer does not contest the claim.

Question 14

Which of the following is a provision for healthy, but not disabled, employees who lose their jobs under the Consolidated Omnibus Budget Reconciliation Act of 1985?

Accepted Answer

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides continuing health benefits for employees who lose their jobs, but it does not provide a minimum wage or other financial assistance. Under COBRA, eligible employees can continue to receive coverage under the employer's health plan for up to 18 months by paying the premiums for the policy plus an administration fee. This provision is available for healthy employees who lose their jobs, as well as disabled employees who qualify for an extension of benefits. Option A and Option D are incorrect because COBRA does not provide a minimum wage or a 29-month benefit period. Option B is incorrect because COBRA requires employees to pay for their coverage.

Question 15

Which of the following statements is true about workers' compensation laws?

Accepted Answer

Workers' compensation laws are handled purely by the states. While there are federal laws that protect certain workers, such as those in the maritime industry or federal employees, the majority of workers' compensation laws are at the state level. Each state has its own laws and regulations regarding workers' compensation, and they are regulated by state agencies.

Question 16

The Fair Labor Standards Act provides financial compensation to employees or their dependents when the covered employee of a covered employer is injured on the job.

Accepted Answer

The Fair Labor Standards Act (FLSA) does not provide financial compensation to employees or their dependents for on-the-job injuries. That is covered by the workers' compensation laws of each individual state. The FLSA establishes minimum wage, overtime pay, and other employment standards for covered employees and employers.

Question 17

Describe the Federal Unemployment Tax Act.

Accepted Answer

The answer of Describe the Federal Unemployment Tax Act....

Question 18

Under the Consolidated Omnibus Budget Reconciliation Act, an employer is not obliged to pay benefits to an employee if the employee was fired for gross misconduct.

Accepted Answer

The Consolidated Omnibus Budget Reconciliation Act (COBRA) does not require employers to continue providing health benefits to employees who were terminated for gross misconduct.

Question 19

In order to claim benefits under workers' compensation law, an injured worker must demonstrate that the .

Accepted Answer

In order to claim benefits under workers' compensation law, the injured worker must demonstrate that the injury occurred on the job. It does not matter who was at fault for the accident, as workers' compensation is a no-fault system. It also does not matter whether the environment was hazardous or not, as workers' compensation covers injuries that occur as a result of job-related tasks.

Question 20

Which of the following is a negative consequence of workers' compensation laws?

Accepted Answer

The answer of Which of the following is a negative...

Quiz 19: The Employment Relationship and Immigration Laws