Question 1

If an employer wants the current year's experience rating to influence what it pays for workers' compensation coverage this year, you can insure on a(n) _____ plan.

Accepted Answer

The answer of If an employer wants the current year's...

Question 2

_____ protects against potential liabilities not within the scope of the workers' compensation law, yet arising out of employee injuries.

Accepted Answer

The answer of _____ protects against potential liabilities not within...

Question 3

In states without extended benefits, the maximum number of weeks that benefits can be paid is _____.

Accepted Answer

The answer of In states without extended benefits, the maximum...

Question 4

Firms that do not qualify for insurance based on normal underwriting guidelines and premiums can buy insurance through an assigned risk plan, that is, the _____ market.

Accepted Answer

The answer of Firms that do not qualify for insurance...

Question 5

A(n) _____ is an injury arising out of employment and due to causes and conditions characteristic of a particular trade, occupation, process or employment, and excluding all ordinary diseases to which the general public is exposed.

Accepted Answer

The answer of A(n) _____ is an injury arising out...

Question 6

Coverage for terrorism is a major issue for workers' compensation.The problem has been somewhat alleviated by the relaunch of the Terrorism Risk Insurance Act (TRIA) of 2002 as the _____, which provides protection until December 31, 2014.

Accepted Answer

The answer of Coverage for terrorism is a major issue...

Question 7

The Supreme Court in 2002 clarified that only the inability to perform daily living activities is a disability under the _____ Act and not the inability to perform a job.

Accepted Answer

The answer of The Supreme Court in 2002 clarified that...

Question 8

When an employee suffers a second injury, the employee is compensated for the disability resulting from the combined injuries; the insurer (or employer) who pays the benefit is then reimbursed by a(n) _____ for the amount by which the combined disability benefits exceed the benefit that would have been paid only for the last injury.

Accepted Answer

The answer of When an employee suffers a second injury,...

Question 9

_____ are injuries covered under permanent partial disability.

Accepted Answer

The answer of _____ are injuries covered under permanent partial...

Question 10

Workers attempt to circumvent the exclusivity rule.One method is to claim that the employer acts in a(n) _____, permitting the employee an action against the employer in the second relationship as well as a workers' compensation claim.

Accepted Answer

The answer of Workers attempt to circumvent the exclusivity rule.One...

Question 11

The amount of the weekly benefit payment a worker may receive through unemployment compensation varies according to the _____ in the law of each state.

Accepted Answer

The answer of The amount of the weekly benefit payment...

Question 12

The _____ Act places a tax on employers at the rate of 6.2 percent of workers' pay in covered jobs, excluding anything over $7,000 paid to a worker in a year for the purpose of financing unemployment compensation.

Accepted Answer

The answer of The _____ Act places a tax on...

Question 13

An employee's exclusive remedy is also known as his/her _____.

Accepted Answer

The answer of An employee's exclusive remedy is also known...

Question 14

_____ programs pay weekly cash benefits to workers who are involuntarily unemployed.

Accepted Answer

The answer of _____ programs pay weekly cash benefits to...

Question 15

_____ funds are state government agencies responsible for collecting workers' compensation funds and distributing benefits.

Accepted Answer

The answer of _____ funds are state government agencies responsible...

Quiz 16: Risks Related to the Job: Workers Compensation and Unemployment Compensation