State National Bank Offers Credit Life and Disability Insurance on All

State National Bank offers credit life and disability insurance on all consumer loans. This credit-related insurance is sold by a third party, but the bank collects a commission on all sales. The bank also sells hazard insurance through its affiliated insurance agency. Which of the following actions is legal for State National?

A) Require all consumers to purchase credit life insurance through the bank
B) Require only certain consumers to purchase credit life insurance through the bank
C) Require all borrowers with real property loans to provide insurance to protect the collateral
D) Require borrowers on real estate loans over $50,000 to purchase hazard insurance through the bank