Match the Descriptions with Their Terms

Match the descriptions with their terms:
-A/An _________________ is a health problem that exists prior to the point when health expense coverage becomes effective.

A) contributory
B) conversion clause
C) earnings multiple approach
D) employee benefits
E) Group accidental death and dismemberment
F) Long-term disability income plans
G) medicare carve-out
H) noncontributory
I) Precertification
J) pre-existing condition
K) qualification rules
L) Short-term disability income
M) Sick-leave plans