Match the Descriptions with Their Terms

Match the descriptions with their terms:
-A/An _________________ employee benefit does not require employees to pay any of the cost of the benefit.

A) contributory
B) conversion clause
C) earnings multiple approach
D) employee benefits
E) Group accidental death and dismemberment
F) Long-term disability income plans
G) medicare carve-out
H) noncontributory
I) Precertification
J) pre-existing condition
K) qualification rules
L) Short-term disability income
M) Sick-leave plans