Match the Descriptions with Their Terms

Match the descriptions with their terms:
-A/An _________________ employee benefit requires employees to pay at least a part of the cost of the benefit.

A) contributory
B) conversion clause
C) earnings multiple approach
D) employee benefits
E) Group accidental death and dismemberment
F) Long-term disability income plans
G) medicare carve-out
H) noncontributory
I) Precertification
J) pre-existing condition
K) qualification rules
L) Short-term disability income
M) Sick-leave plans