Which of the Following Is a True Statement Relating to the Coordination

Which of the following is a true statement relating to the coordination of benefit rules suggested by the National Association of Insurance Commissioners?

A) When a person owns personal health insurance, the amount payable from this insurance does not lessen the amount payable from employer provided insurance,
B) The maximum reimbursement from all employer sponsored plans equals 100 percent of the charges less the cost sharing provisions of the plan that would cover the highest amount of benefits,
C) Expenses for dependent children are paid first by the parent whose birthday comes later in the year,
D) Insurer's typically make a corporate decision as to which coordination of benefit provisions to use without the interference of state regulations.