All of the following methods of handling pre-existing conditions in a health benefits plan are legal except:

Question

Quizplus · Accepted Answer

Under the Health Insurance Portability and Accountability Act (HIPAA) of 1996, pre-existing conditions can be excluded for a limited period, but not beyond 12 months for most group health plans, or 18 months for late enrollees under specific conditions. However, this exclusion period must be reduced by the amount of creditable coverage a person has prior to enrolling in the plan. Therefore, excluding pre-existing conditions for the first 18 months without considering previous coverage is not compliant with HIPAA regulations, making option C incorrect.

All of the Following Methods of Handling Pre-Existing Conditions in a Health