Question 1

Typically,the more security measures added to an e-commerce site,the slower and more difficult it becomes to use.

Accepted Answer

The more security measures added to an e-commerce site, the more processing power and time is required to handle the increased level of encryption and authentication. This can result in a slower and more complicated user experience. However, it is important to balance security with usability to provide a safe and efficient e-commerce platform.

Question 2

All of the following are examples of cryptocurrencies except:
A) Ethereum.
B) Ripple.
C) Zelle.
D) Monero.

Accepted Answer

Zelle is not a cryptocurrency, it is a digital payment network used by many banks in the United States. The other options listed are all examples of cryptocurrencies.

Question 3

Which of the following did the Internet Advertising Bureau urge advertisers to abandon?
A) HTML
B) HTML5
C) Adobe Flash
D) Adobe Acrobat

Accepted Answer

The Internet Advertising Bureau urged advertisers to abandon Adobe Flash due to security vulnerabilities and its incompatibility with mobile devices.

Question 4

Which of the following is an example of an online privacy violation?
A) your e-mail being read by a hacker
B) your online purchasing history being sold to other merchants without your consent
C) your computer being used as part of a botnet
D) your e-mail being altered by a hacker

Accepted Answer

Online privacy violation occurs when an individual's personal information is collected, stored, used, or shared without their consent. Online purchasing history being sold to other merchants without an individual's consent is a clear example of violating online privacy.

Question 5

________ is the ability to identify the person or entity with whom you are dealing on the Internet.
A) Nonrepudiation
B) Authenticity
C) Availability
D) Integrity

Accepted Answer

Authenticity is the ability to verify the identity of a person or entity before granting access to sensitive information or systems. This is important to maintain security and prevent unauthorized access or fraud. Nonrepudiation refers to the ability to prove that a particular user performed a specific action, while availability and integrity are related to the accessibility and accuracy of information, respectively.

Question 6

Why is it difficult to accurately estimate the actual amount of cybercrime?

Accepted Answer

The answer of Why is it difficult to accurately estimate...

Question 7

________ is the ability to ensure that e-commerce participants do not deny their online actions.
A) Nonrepudiation
B) Authenticity
C) Availability
D) Integrity

Accepted Answer

Nonrepudiation refers to the ability to ensure that e-commerce participants cannot deny their online actions, transactions, or agreements. It ensures that the transaction or message has been sent by the authentic source and cannot be denied later. Authenticity ensures that the user is who they claim to be, availability ensures that resources are accessible and functioning as needed, and integrity ensures that data remains accurate and unaltered during transmission. However, nonrepudiation specifically pertains to the prevention of denial or disputes over transactions.

Question 8

Which of the following is the leading cause of data breaches?
A) theft of a computer
B) accidental disclosures
C) hackers
D) DDoS attacks

Accepted Answer

Hackers are the leading cause of data breaches. They use various techniques like phishing, malware attacks, and social engineering to gain unauthorized access to sensitive data. Theft of a computer or accidental disclosures can also result in data breaches, but they are not the leading cause. DDoS attacks are a type of cyber attack that aims to disrupt the availability of website or system, but they do not directly result in data breaches.

Question 9

Which of the following is an example of an integrity violation of e-commerce security?
A) A website is not actually operated by the entity the customer believes it to be.
B) A merchant uses customer information in a manner not intended by the customer.
C) A customer denies that he is the person who placed the order.
D) An unauthorized person intercepts an online communication and changes its contents.

Accepted Answer

An unauthorized person intercepting an online communication and changing its contents is an example of an integrity violation of e-commerce security. This type of attack may result in the customer receiving altered information or making purchases they did not intend to make. The other options listed are examples of other types of security violations such as phishing scams (A), misuse of customer data (B), and identity theft (C).

Question 10

The overall rate of online credit card fraud is ________ of all online card transactions.
A) less than 1%
B) around 5%
C) around 10%
D) around 15%

Accepted Answer

According to recent studies and reports, the overall rate of online credit card fraud is still relatively low and is estimated to be less than 1% of all online card transactions. While some industries and regions may have slightly higher rates, the majority of online purchases are completed without any fraudulent activity.

Question 11

________ is the ability to ensure that messages and data are only available to those authorized to view them.
A) Confidentiality
B) Integrity
C) Privacy
D) Availability

Accepted Answer

Confidentiality refers to the protection of data from unauthorized access or disclosure. It ensures that only authorized individuals have access to sensitive or classified information.

Question 12

Software that is used to obtain private user information such as a user's keystrokes or copies of e-mail is referred to as:
A) spyware.
B) a backdoor.
C) browser parasite.
D) adware.

Accepted Answer

Spyware is specifically designed to obtain private user information without the user's knowledge or consent. Backdoors are typically created by programmers to allow access to a system, while browser parasites and adware are more focused on advertising and pop-up ads.

Question 13

Confidentiality is sometimes confused with:
A) privacy.
B) authenticity.
C) integrity.
D) nonrepudiation.

Accepted Answer

Confidentiality refers to keeping information secret, while privacy refers to the control people have over their personal information. While related, these are separate concepts. Authenticity refers to verifying that a message or information came from the source it claims to be from. Integrity refers to ensuring the information has not been tampered with. Nonrepudiation refers to ensuring that a sender cannot deny sending a message.

Question 14

What is the most frequent cause of stolen credit cards and card information today?
A) lost cards
B) the hacking and looting of corporate servers storing credit card information
C) sniffing programs
D) phishing attacks

Accepted Answer

Hacking and looting of corporate servers storing credit card information is the most frequent cause of stolen credit cards and card information today. Hackers target large corporations to steal vast amounts of credit card data, which they later sell on the dark web.

Question 15

Which of the following statements about data breaches in 2017 is not true?
A) According to the Identity Theft Resource Center, the number of breaches in 2017 increased by almost 45% from 2016.
B) According to the Identity Theft Resource Center, over 50% of data breaches involved social security numbers.
C) According to the Identity Theft Resource Center, employee error was the leading cause of data breaches.
D) According to the Identity Theft Resource Center, data breaches involving the business sector represented over 55% of all breaches.

Accepted Answer

Employee error was not reported as the leading cause of data breaches in 2017 by the Identity Theft Resource Center.

Question 16

Which of the following is not a key factor for establishing e-commerce security?
A) data integrity
B) technology
C) organizational policies
D) laws and industry standards

Accepted Answer

The answer of Which of the following is not a...

Question 17

Conficker is an example of a:
A) virus.
B) worm.
C) Trojan horse.
D) botnet.

Accepted Answer

Conficker is a well-known example of a worm, which is a type of malware that can spread rapidly through computer networks by exploiting vulnerabilities in operating systems and software. Unlike viruses, which infect individual files, worms are standalone programs that can replicate and spread on their own. Conficker was first detected in 2008 and is estimated to have infected millions of computers worldwide.

Question 18

Accessing data without authorization on Dropbox is an example of a:
A) social network security issue.
B) cloud security issue.
C) mobile platform security issue.
D) sniffing issue.

Accepted Answer

Accessing data without authorization on a cloud platform like Dropbox is a cloud security issue. This means that the security measures in place to protect data stored in the cloud were breached, allowing an unauthorized person to access the data.

Question 19

According to Symantec,almost half of the e-mail addresses involved in business e-mail compromise (BEC)phishing that it analyzed had an IP address originating in:
A) China.
B) Russia.
C) Nigeria.
D) North Korea.

Accepted Answer

According to the given information, almost half of the e-mail addresses involved in BEC phishing had an IP address originating in Nigeria. Therefore, option C is the most likely choice.

Question 20

________ is the ability to ensure that an e-commerce site continues to function as intended.
A) Nonrepudiation
B) Authenticity
C) Availability
D) Integrity

Accepted Answer

Availability is the ability to ensure that an e-commerce site continues to function as intended, meaning it is accessible to users and capable of handling their transactions without experiencing downtime or other disruptions. Nonrepudiation relates to the prevention of denial of actions or transactions, authenticity ensures the identity and validity of users and data, and integrity refers to the accuracy and consistency of data.

Quiz 5: E-Commerce Security and Payment Systems

Typically,the more security measures added to an e-commerce site,the slower and more difficult it becomes to use.

All of the following are examples of cryptocurrencies except:

Which of the following did the Internet Advertising Bureau urge advertisers to abandon?

Which of the following is an example of an online privacy violation?

________ is the ability to identify the person or entity with whom you are dealing on the Internet.

Why is it difficult to accurately estimate the actual amount of cybercrime?

________ is the ability to ensure that e-commerce participants do not deny their online actions.

Which of the following is the leading cause of data breaches?

Which of the following is an example of an integrity violation of e-commerce security?

The overall rate of online credit card fraud is ________ of all online card transactions.

________ is the ability to ensure that messages and data are only available to those authorized to view them.

Software that is used to obtain private user information such as a user's keystrokes or copies of e-mail is referred to as:

Confidentiality is sometimes confused with:

What is the most frequent cause of stolen credit cards and card information today?

Which of the following statements about data breaches in 2017 is not true?

Which of the following is not a key factor for establishing e-commerce security?

Conficker is an example of a:

Accessing data without authorization on Dropbox is an example of a:

According to Symantec,almost half of the e-mail addresses involved in business e-mail compromise (BEC) phishing that it analyzed had an IP address originating in:

________ is the ability to ensure that an e-commerce site continues to function as intended.