Lucy Always Wanted to Live in Downtown San Francisco

Lucy always wanted to live in downtown San Francisco. For 10 years she has worked as a manager at an investment banking firm, where she is well paid. However, the most affordable condo is still more than $1 million more than she wants to pay. Although Lucy has the money to purchase the condo, she cannot justify to herself paying so much money for one person-even for a condo in the middle of downtown San Francisco. Lucy ______ part of the market for condos in downtown San Francisco because she ___________________ to buy.

A) is; has the ability
B) is not; lacks the authority
C) is not; lacks the willingness
D) is; has the authority
E) is not; lacks the desire