Which of the following statements about group insurance underwriting principles is (are)true?
I.If a plan is contributory,100 percent of the eligible employees must be covered.
II.Employees should be allowed to determine their own level of benefits.

Question

Quizplus · Accepted Answer

In contributory plans, not all eligible employees need to be covered, and allowing employees to determine their own level of benefits can lead to adverse selection.

Which of the Following Statements About Group Insurance Underwriting Principles