Which of the Following Statements About Group Term Life Insurance

Which of the following statements about group term life insurance is true?

A) It usually is written in the form of 5-year level term insurance.
B) An employee who leaves the group can usually convert the coverage to an individual term life insurance policy.
C) Many employers provide a reduced amount of coverage on retired employees.
D) It represents only about 5 percent of the group life insurance in force.